Planning and the Joy of Lists

When I talk to small businesses it fast becomes apparent that most are sinking into a sea of red tape and are struggling to coping with simple admin tasks. This was not how it was meant to be! I just wanted to sell my designer jewelry! I am a plumber by trade not a book […]

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Video on Websites

As a culture we are getting lazy.  There was a time when we actually got up and physically switched channels on our television sets.  Doesn’t that seem strange!  Now we just reach for the remote – and, if we can’t find it, will spend more time and effort searching for it than it would take […]

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Networking

Networking is a key element in the success or otherwise of small businesses. Unfortunately it is an aspect that tends to be neglected, mainly through lack of time and a lack of understanding about what this actually is. The reality is that people like to do business with people that they like but in order […]

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Test-Achats

In 2004 a European Directive was passed that required member states to put in place laws to combat sex discrimination by 21st December 2007. This was also to apply to the calculation of premiums and benefits in insurance. It did however allow for differences in calculation where the use of sex is “a determining factor […]

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Solvency II – an Introduction

Solvency II – What is it? After years of managing risk, finding that current risk management strategies will not meet the requirements of Solvency II for whatever reasons has come as a bit of a surprise to some insurance companies. Solvency II is a fundamental review of the capital adequacy regime for the European insurance […]

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Solvency II – the Main Issues

  Solvency II is trying to achieve both a consistent and comparable regime across the EU and also a level playing field for insurers so that they will compete on an equal footing in the different Member States. To achieve this, the views of regulators, finance ministries, tax regimes, industry competitors and consumer groups have […]

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